Savings & Checking Rates 

Share and Certificate Rates Effective: 3/14/2024
 

Personal Checking Accounts*

*Minimum Deposit to Open: $50.00.
 

 

Simply Free Checking
Minimum BalanceDividend RateAnnual Percentage Yield
$0.00 0.00% 0.00%

Benefits Checking**
Minimum BalanceDividend RateAnnual Percentage Yield
$0.00 0.00% 0.00%
**$6.95 fee is assessed monthly.    

Easy Interest Checking
Minimum BalanceDividend RateAnnual Percentage Yield
$0.00 0.05% 0.05%

Premium Interest Checking***
Minimum BalanceDividend RateAnnual Percentage Yield
$0.00 - $1,499.99 0.05% 0.05%
$1,500.00+ 0.10% 0.10%
***$10 fee assessed monthly if balance falls under $1,500.

Student Checking
Minimum BalanceDividend RateAnnual Percentage Yield
$0.00 0.00% 0.00%

Money Market Accounts****
Minimum BalanceDividend RateAnnual Percentage Yield
$0.00 - $2,499.99 0.00% 0.00%
$2,500.00 - $24,999.99 0.55% 0.55%
$25,000.00 - $99,999.99 0.65% 0.65%
$100,000.00+ 1.00% 1.00%
****After six withdrawals or transfers from a money market account, fees may apply.

 


 

 

 

Share Savings Account

Share Savings
Minimum BalanceDividend RateAnnual Percentage Yield
$0.00 - $2,499.99 0.20% 0.20%
$2,500+ 0.20% 0.20%

Club Accounts
Minimum BalanceDividend RateAnnual Percentage Yield
$0.00 0.10% 0.10%

Certificate Rates 

Share Certificates
Minimum BalanceDividend RateAnnual Percentage YieldTerm
$2,500.00 4.46% 4.55% 3 Months
$2,500.00 4.52% 4.61% 6 Months
$1,000.00 4.30% 4.39% 12 Months
$500.00 4.09% 4.17% 18 Months Add-On*
$2,500.00 3.71% 3.77% 24 Months
$2,500.00 3.53% 3.59% 36 Months
$2,500.00 3.28% 3.33% 48 Months
$2,500.00 3.38% 3.43% 60 Months
$2,500.00 3.38% 3.43% 72 Months
$2,500.00 3.38% 3.43% 84 Months
*Can contribute money in $25 minimum increments at any time but can only have 1 add-on certificate.

 

IRA Rates 

IRA Savings Accounts
Minimum BalanceDividend RateAnnual Percentage Yield
$0.00 0.10% 0.10%

IRA Certificates
Minimum BalanceDividend RateAnnual Percentage YieldTerm
$2,500.00 4.52% 4.61% 6 Months
$1,000.00 4.30% 4.39% 12 Months
$500.00 4.09% 4.17% 18 Months Add-On*
$2,500.00 3.71% 3.77% 24 Months
$2,500.00 3.53% 3.59% 36 Months
$2,500.00 3.28% 3.33% 48 Months
$2,500.00 3.38% 3.43% 60 Months
$2,500.00 3.38% 3.43% 72 Months
$2,500.00 3.38% 3.43% 84 Months
*Can contribute money in $25 minimum increments at any time but can only have 1 add-on certificate. **New money not already on deposit with Nymeo. Maximum balance of $250,000 per member.

 

 

The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the Dividend Rate and frequency of compounding for an annual period. The Dividend Rate and Annual Percentage Yield may change monthly as determined by the Credit Union’s Board of Directors. For all share accounts, dividends will be compounded and credited to your account monthly. A penalty may be imposed for for early withdrawal on certificate accounts. Fees could reduce earnings on an account. The most recently declared Rate and Fee Schedule, Annual Percentage Yield and information may be obtained by visiting a branch, by calling 240-436-4000 or toll free at 1-855-436-4100, or by going to our website.

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