Nymeo recognizes the importance of keeping members' personal information private and follows its Privacy Policy in order to protect that information. Nymeo's Privacy Policy is mailed annually to members who receive paper statements, and is also posted below.
In order to provide members with our latest special offers, information on new services or other financial news, we may share certain personal information with a limited number of carefully chosen partners. As the Privacy Policy states, "All financial companies need to share members' personal information to run their everyday business."
Members receive Nymeo news and valuable financial opportunities through this process. Opting out may mean missing out on important Credit Union information.
To opt out of any part of Nymeo member notifications, members may fill out and submit the online form. If you prefer, you may separately email a request to unsubscribe@nymeo.org or mail a request to Marketing Department, 5210 Chairmans Court, Frederick, MD 21703.
Please allow at least 10 days for processing opt-out requests; you may continue to receive opted-out materials during this time.
This policy is effective 9/6/2023 and may be amended from time to time.
| FACTS | WHAT DOES Nymeo Federal Credit Union DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and credit history • Account balances and payment history • Account transactions and checking account informationHow |
| How? | All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Nymeo chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Nymeo share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes— to offer our products and services to you | Yes | Yes |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes— information about your creditworthiness | Yes | Yes |
| For our affiliates to market to you information about your creditworthiness | Yes | No |
| For non-affiliates to market to you information about your creditworthiness | No | We do not share |
| To limit our sharing | • Call 240-436-4000 or toll-free 1-855-436-4100 or • Visit us online: www.nymeo.org Please note: If you are a new customer, we can begin sharing your information 1 day from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
| Questions? | Call 240-436-4000 or toll-free 1-855-436-4100 |
| Who we are | |
| Who is providing this notice? | Nymeo Federal Credit Union |
| What we do | |
| How does Nymeo protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Nymeo regularly tests and assesses its information security measures, trains employees, and adopts upgrades as necessary. |
| How does Nymeo collect my personal information? |
We collect your personal information, for example, when you • Open an account or deposit money • Pay your bills or apply for a loan • Use your credit or debit card We also collect Your personal information from others, such as credit bureaus, affiliates, or other companies. We also collect images of checks on our mobile and desktop applications to enable you to deposit funds remotely. We only use the images to process deposits and display the image in your transaction history. We do not share these images. Images on our mobile application are uploaded at the user’s discretion for purposes of personalization and only used by the end user. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only • sharing for affiliates’ everyday business purposes—informationabout your creditworthiness • affiliates from using your information to market to you • sharing for non-affiliates to market to you State laws and individual companies may give you additional rights tolimit sharing. |
| What happens when I limit sharing for an account I hold jointly with someone else? |
Your choices will apply to everyone on your account. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. • Nymeo Wills and Trusts, LLC is an affiliate |
| Non-affiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Nymeo shares information with non-affiliates only foreveryday business purposes. |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Our joint marketing partners include investment, insurance,and other financial services companies. |
| Other important information | |
| Nymeo management will use its good faith business judgment in administering this privacy policy, and expects that all employees and volunteers will use good faith in the actions to protect the privacy of our members. Nymeo reserves the right to amend this policy in any respect. If we change our policy or practice by, for example, adding a category of information that will be disclosed to a third party, Nymeo will notify existing members and give them an appropriate period of time to opt out of the disclosure, if required. |
If you’d like to print our privacy policy click here.