Checking Services

Nymeo offers a variety of checking accounts and checking-based services to help you access your money how you want, when you want.

  • No Minimum Balance: Some banks have all kinds of rules about what you do with your money. Kind of silly, considering it's your money.
  • No Monthly Fee: Do you pay a cup to hold water? No. That's why our checking accounts don't have monthly fees.
  • Monthly Dividends: No to fees. Yes to rewards. If you keep a balance of $2,500 or more in your Nymeo checking account, we'll pay you a monthly dividend.

Open a checking account today through My Nymeo Online Banking by clicking here!

Our convenient Courtesy Pay service protects your Nymeo checking account against an accidental overdraft (inadvertently writing a check for more than the amount in your checking account). Courtesy Pay coverage means no worries about having your check returned, and no merchant returned check charges. It's an important added protection for your credit rating. Courtesy Pay also saves the time and trouble required to remit payment a second time.

Courtesy Pay is available for all Nymeo members who meet these criteria:

  • Account must be open for at least 60 days
  • You must make regular deposits to the covered account
  • Account is brought back to a positive balance regularly
  • Other restrictions may apply

Members who meet these criteria automatically receive Courtesy Pay coverage for their checks, ACH and automatic bill payments. Nymeo will cover the amount due and charge a fee for every transaction over the zero balance, up to $1,060 including fees. We will charge you a fee of $30 each time we pay an overdraft. You then have up to 30 days to bring the account current. If you wish to end this service, or if you have previously opted out of Courtesy Pay and wish to reinstate it, click here.

Courtesy Pay account protection is also available for ATM and debit card transactions.  Members who meet the criteria above may opt in for this Courtesy Pay coverage by clicking here. Nymeo will cover the amount due and charge a fee for every transaction over the zero balance, up to $1,060 including fees. We will charge you a fee of $30 each time we pay an overdraft. You then have up to 30 days to bring the account current. If you have Courtesy Pay coverage for ATM and debit card transactions and would like to opt out, click here.

You also may choose to protect your account against overdrafts with Nymeo's Overdraft Line of Credit.

Overdrawing is a bummer. That's why we have several no-hassle options to protect you from doing it. Our credit line provides protection from overdrawing your checking account and gives you convenient access to loan funds. The rate is variable and subject to change twice a year. There's no annual fee or per-usage charge.

Direct Deposit gives you immediate access to your money, so you get paid on Pay Day, not a few days later. Click here for details!

Nymeo offers a Visa Check Card (often referred to as a debit card). This card allows you to make cash withdrawals at ATMs and Point-of-Sale (POS) transactions  everywhere Visa® Debit cards are accepted. You can make purchases with checking account funds without writing checks or using cash. Lost/Stolen or replacement debit cards are available immediately for reissue at select branch locations. Click here for more details!

My Nymeo Online Banking allows you to manage multiple accounts, check balances, view images of cleared checks and transfer funds between Nymeo accounts. Click here to log-in.

Getting your Nymeo statement online avoids the risk of loss or theft through the mail.  Sign up to receive eStatements today! eStatements are fast, easy, secure and FREE. Click here to enroll for My Nymeo Online Banking or to enroll in eStatements.

For My Nymeo Online Banking FAQs, please click here.

Tired of waking up in the night wondering if you sent all the bills in on time? Online Bill Pay is fast, easy and reliable.

Paying bills online saves you the time of writing checks, trips to the mailbox and time in post office lines, as well as the cost of postage stamps. Also, the record-keeping chore becomes a snap with Online Bill Pay. Best of all, there is no monthly fee for Online Bill Pay.

It's easy to enroll in Online Bill Pay. Simply log into My Nymeo Online Banking and follow the directions. If you haven't used My Nymeo Online Banking yet, click here to enroll.

Click here to view the demo. With Online Bill Pay, you can pay virtually anyone, anytime, anywhere in the United States.

When your supply of checks runs low, it's easy to reorder more checks online! Just select the brand of checks you wish to reorder by clicking on one of the links below.

Each company offers a different variety of styles. If you wish to switch from one brand to another, please contact our office for the initial order. In addition, if you have changes to your address or telephone number, you will need to contact us.

 

CardValet

CardValet is a mobile app that will let you monitor your Nymeo VISA® Debit Card usage and spending on-the-go. Manage when, where and how your card is used. Click here for more information on CardValet.

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$wipe Out Hunger

Join Nymeo in an effort to $wipe-Out childhood hunger. Imagine being hungry and not knowing when your next meal will be. For many children in our community, this is an unfortunate reality! Nymeo is dedicated to $wipe-Out-Hunger in our community by supporting the Frederick County School Pantry Program and you can help too! For every swipe that Nymeo members make with their Nymeo Visa Check Card, Nymeo will donate ½ cent to this program that has a direct impact on school age children and their families in our community.

Helping is easy! Just use your Nymeo Visa Check Card to make purchases and let us take care of the rest. Donations are made monthly-simply look below to see what has been donated! On behalf of the children in our community, Nymeo thanks you!

2016 Donations made to the Maryland Food Bank for the Frederick County School Pantry Program

Month Donation Amount
January 2017 $586

 

Year Donation Amount
2014 $6,213
2015 $8,478
2016 $5,709

Terms and conditions are subject to change without notice. Not all applicants may be eligible. Services listed may require separate enrollment. Certain restrictions may apply.